Tom grew up in San Diego attending Torrey Pines High and San Diego State University. He began his insurance career in 1982 and is a third-generation insurance agent. At a young age he found being an insurance agent is about helping people. As he puts is “All you are doing is protecting them, their families, businesses and assets.” Known as a technician, he often reads policies, contracts, leases and other agreements. Believing in giving back to his community and industry, he has served on multiple boards including as treasurer for several non-profits for over 20 years, is active with several insurance organizations and has lectured at colleges about business and insurance. He has earned both the Certified Insurance Counselor and Certified Risk Manager designations. He enjoys classic cars, street and dirt motorcycles, the outdoors, and is an avid sports fan.
Paulette entered the insurance business world while still in high school. Her journey began working as a file clerk while attending college and grew into 30 years of serving her clients as an insurance professional. Her forte lies with consulting and managing the personal lines department and helps service commercial policies. Thriving on the interactions between clients and carriers is what she finds most rewarding. Paulette is very active in the community including being on her church board. She recently was given the Timothy Award by the Nazarene Youth International to recognize her sacrifice, commitment and service to youth for over 20 years. She enjoys spending time with her husband, family, dogs and the outdoors.
When dealing with complicated insurance and risk management issues, nothing beats the wisdom that experience creates. Arroyo Insurance Services welcome the opportunity to discuss your insurance challenges and to put into place solution that help protect your assets and property, reduce costs and drive profits.
LET’S TALK: (855) 383-5892